Getting help from us is as easy as giving us a call or chatting with us online.We know that it can be hard to ask for help with your debts, so we do everything we can to answer your call quickly, provide you with the information you are looking for and book you a free credit counselling appointment if that’s what you need.The counseling agency will have some set criteria they use that will identify which of your accounts can be accepted into the debt management (DMP) plans they offer.
Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.
The appointment doesn’t cost you anything, it’s completely confidential and without obligation.
Credit Counseling offers one of the most common and legitimate ways to get your credit card bills reduced and under control with a single consolidated monthly payment.
There are benefits and drawbacks to working with a credit counseling service.
You’ll not only have more options and solutions available to you, it will ease your stress and you may even sleep better (we find this is true with more than 60% of the people that we help).
A debt consolidation loan is when someone borrows money and then uses that money to pay off other debts.
You’ll need a good to excellent credit score — above 690 — to qualify for most cards.
Make a budget to pay off your debt by the end of the introductory period, because any remaining balance after that time will be subject to a regular credit card interest rate.
Credit.com’s experts can help you understand how to get control of your debt — the smart way.